Deposit Rates

The rates and fees contained in the following Rate and Fee Schedule are accurate as of 01/06/2009.

For the current information call the Credit Union at (214) 748-9556 or (800) 242-9132. The Truth-In-Savings Account Disclosure, Rate & Fee Schedules for all accounts set forth certain conditions, rates, fees and charges applicable to your account(s) at Texas Federal Credit Union, and are incorporated as part of your Account Agreement with us.

 

Truth-In-Savings Rate Schedule

Regular Savings Accounts include; Abby's Adventures (ages 0-12), Young Texans Savings Account (ages 13-17), and Millennium Savings (age 55 years or better).

* You must maintain the disclosed minimum daily balance in your account each day to obtain the Annual Percentage Yield. For Tiered-rate accounts, the dividend rate for the highest balance range met during the dividend period will be paid on the entire balance of your account.

** You must maintain the disclosed minimum daily balance in your account to avoid a Monthly Service Fee. If during the month the daily balance in your account falls below the minimum balance requirement, your account will be subject to a Monthly Service Fee for the month as set forth in the Fee Schedule.

90 Day, 6 Month, and 12 Month Term Share Certificate account dividends will not be compounded and will be credited at maturity. 18, 24, 30, 36, 48, and 60 Month Term Share Certificate account dividends will not be compounded and will be credited quarterly to your Regular Savings account.

Jumbo Certificates of $100,000 or more are available at negotiated terms and yields. Please ask for a Personal Financial Officer for more information.

6 Month and 12 Month Term Share Certificate account dividends will be credited at maturity. 18, 24, 30, 36, 48, and 60 Month Term Share Certificate account dividends will be compounded and will be credited quarterly.

Truth-In-Savings Fee Schedule

* For Share/Savings accounts with (i) an average daily balance of less than $100, and (ii) with no activity within the past 6 months other than transactions initiated by the credit union, and (iii) no other services.

** Fee charged if member has only non-active Share/Savings account and no other services.

*** Fee applies when overdraft is created by check, in-person withdrawal, ATM or point-of-sale transaction, or other electronic means.