Texas Federal Credit Union

Sharedraft/Checking Accounts

Convenience and flexibility for your daily financial needs. Texas Federal has four different checking options to choose from when selecting an account to meet your needs. If you are looking for free bill pay, no monthly fee, or an account with higher dividend rates you have a selection to choose from at your credit union.

All accounts offer unlimited transactions, with all activity detailed on a monthly statement. There are no minimum balance requirements! Service fees vary and are based on the type of account you choose and your monthly low balance. All checking accounts include a free VISA Check Card, N.E.T. and i-N.E.T. account access, and free E-Pay.

Young Texan Checking (ages 13yrs -17yrs)
FREE VISA Check Card (debit card)
FREE N.E.T. (telephone teller)
FREE i-N.E.T. (online banking)
*FREE E-Pay (online bill pay)
*FREE E-Statements
*FREE Check Imaging
No Monthly Service charge
Passport Checking
FREE VISA Check Card (debit card)
FREE N.E.T. (telephone teller)
FREE i-N.E.T. (online banking)
*FREE E-Pay (online bill pay)
*FREE E-Statements
*FREE Check Imaging
**AD&D Coverage ($2,000)
***Passport Privilege ($500)
No Monthly Service Charge
Passport Plus Checking
FREE VISA Check Card (debit card)
FREE N.E.T. (telephone teller)
FREE i-N.E.T. (online banking)
*FREE E-Pay (online bill pay)
*FREE E-Statements
*FREE Check Imaging
FREE Travelers Cheques (save up to 1.50% service fee per cheque!)
**AD&D Coverage ($10,000)
***Passport Privilege ($500)
$5 Monthly Service Charge
Passport Platinum Checking
FREE VISA Check Card (debit card)
FREE N.E.T. (telephone teller)
FREE i-N.E.T. (online banking)
*FREE E-Pay (online bill pay)
*FREE E-Statements
*FREE Check Imaging
FREE Travelers Cheques
FREE Cashier's Checks (save $3 per check!)
FREE Domestic Wire Transfers (save $15 per wire!)
**AD&D Coverage ($15,000)
***Passport Privilege ($500)
****EARNS INTEREST! (compounds monthly)
$7.50 Monthly Service Charge
No Montthly Service Charge if Balance>$1,000 or if 55 years of age or better

*	New Service Upgrade
**	Accidental Death & Dismemberment Insurance Coverage.
***	For detailed information on this service, see TFCU's Passport Priviledge Account Agreement, Accounts & Services disclosures, and TFCU's Fee and Rate Schedules available from your local TFCU branch office.
****	Dividends/interest is calculated on your daily balances greater than $500.

Passport Privilege
It is easy to make an honest mistake in your checkbook and for those times Texas Federal Credit Union had an added measure of protection for your account. Instead of returning an item to a merchant for insufficient funds, TFCU may pay the item saving you additional charges from the merchant, in addition to fees from the Credit Union. There are no applications or additional signatures necessary to apply. Passport Privilege is in effect for all members in good standing.

VISA Check Card
With the Texas Federal VISA Check Card in your wallet, you can leave your checkbook at home! Enjoy the ease and convenience of a credit card, without the interest. Purchases are automatically deducted from your Texas Federal sharedraft/checking account! VISA Check Card, the card that carries the world-wide acceptance of VISA and access to your money at ATMs around the world.